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Today's Rates
This is a sampling of mortgage loan programs offered by United Federal Credit Union. Rates shown include lender credits at closing to cover the cost to buy down the rate by 0.125%, which is available by signing up before loan closing to have the mortgage payment automatically deducted from a United Rewards or Ultra checking account. To learn more about our mortgage programs or the mortgage application process, contact us!
Loan Amount:      $

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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 3.375% 1.25% 3.659% $0.00
30 Yr Fixed(J) (Jumbo) 3.500% 1.25% 3.655% $0.00
20 Year Fixed (Conforming) 3.250% 0.75% 3.677% $0.00
20 Yr Fixed(J) (Jumbo) 3.375% 0.75% 3.620% $0.00
15 Year Fixed (Conforming) 2.875% 1.00% 3.309% $0.00
15 Yr Fixed(J) (Jumbo) 3.000% 1.00% 3.203% $0.00
10 Year Fixed (Conforming) 2.875% 1.00% 3.507% $0.00
10 Yr Fixed(J) (Jumbo) 3.000% 1.00% 3.296% $0.00
7/1 ARM (Conforming) 3.250% 0.00% 3.630% $0.00
7/1 ARM Jumbo (Jumbo) 3.375% 0.00% 3.628% $0.00
5/1 ARM (Conforming) 3.125% 0.00% 3.610% $0.00
5/1 ARM Jumbo (Jumbo) 3.250% 0.00% 3.586% $0.00
Rates are subject to change without notice.
Rates last updated on 01/21/2020.

 

 

APR = Annual Percentage Rate

ARM = Adjustable Rate Mortgage, which means the rate and payment may increase after consummation

United Federal Credit Union
2807 South State Street, St. Joseph, MI  49085
Toll Free:  (800) 777-1627
mortgage@unitedfcu.com
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NMLS ID# 471962
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