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Today's Rates
This is a sampling of mortgage loan programs offered by United Federal Credit Union. Rates shown include lender credits at closing to cover the cost to buy down the rate by 0.125%, which is available by signing up before loan closing to have the mortgage payment automatically deducted from a United Rewards or Ultra checking account. To learn more about our mortgage programs or the mortgage application process, contact us!
Loan Amount:      $

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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 4.375% 0.00% 4.566% $0.00
30 Yr Fixed(J) (Jumbo) 4.500% 0.00% 4.556% $0.00
20 Year Fixed (Conforming) 4.250% 0.00% 4.512% $0.00
20 Yr Fixed(J) (Jumbo) 4.375% 0.00% 4.451% $0.00
15 Year Fixed (Conforming) 3.875% 0.00% 4.206% $0.00
15 Yr Fixed(J) (Jumbo) 4.000% 0.00% 4.097% $0.00
10 Year Fixed (Conforming) 3.875% 0.00% 4.354% $0.00
10 Yr Fixed(J) (Jumbo) 4.000% 0.00% 4.139% $0.00
7/1 ARM (Conforming) 4.250% 0.00% 4.779% $0.00
7/1 ARM Jumbo (Jumbo) 4.375% 0.00% 5.007% $0.00
5/1 ARM (Conforming) 4.125% 0.00% 4.913% $0.00
5/1 ARM Jumbo (Jumbo) 4.250% 0.00% 5.082% $0.00
Rates are subject to change without notice.
Rates last updated on 03/18/2019.

 

 

APR = Annual Percentage Rate

ARM = Adjustable Rate Mortgage, which means the rate and payment may increase after consummation

United Federal Credit Union
2807 South State Street, St. Joseph, MI  49085
Toll Free:  (800) 777-1627
mortgage@unitedfcu.com
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NMLS ID# 471962
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